Terms And Conditions

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These terms and conditions (“Terms”) control your use of this website www.moneyguardindia.com and any features, sub-domains, content, functionality, products, services, media, applications, or solutions offered on or through any modes, medium, platform or format (collectively referred to as “Website”). In these Terms, “MoneyGuard” is referred to as the “Company”, “us,” or “we.”

By using this Website or its Services, you, the User, agree and warrant that you have read, understood, and agreed to be bound by these Terms. If you do not accept these Terms, you must not use – and are not authorized to use – all or any portion of the Company’s website and its Services. These Terms are to be read in consonance with our Privacy Policy.

 

Minimum Age :

You represent that you are at least 18 (eighteen) years of age. This Website is not intended for users under 18 years of age, and you may not use this Website if you are under 18 (eighteen) years of age.

 

Changes to Terms :

We may modify and amend these Terms at any time. We will post the modified Terms on the Website and indicate the date the Terms were last updated. You understand and agree that your continued use of the Website after we have made any such changes constitutes your acceptance of the new Terms. These Terms relate only to your access to and use of the Website. Nothing in these Terms modifies or amends any terms of any other obligation to or relationship with MoneyGuard you may have.

 

Proprietary Rights :

All features, functionality, and content of the Website, including all designs, artwork, text, images, audio, photos, videos, information, software, interfaces, and documentation, are the property of MoneyGuard and its licensors. MoneyGuard grants no right to you in the Website, or any of its features, functionality, or content, other than as expressly provided in these terms& conditions. All logo designs and all other names and logos identifying MoneyGuard and its services or otherwise appearing on the Website are proprietary trademarks of MoneyGuard or its licensors and you are strictly prohibited from using them without MoneyGuard’s express written permission.

 

License to access and/or use of Website :

MoneyGuard grants you a personal, revocable, limited, non-exclusive, non-transferable license to access and use the Website and its materials and information solely for your personal and informational use. The company’s license to you is conditioned on your compliance with these Terms. You may not use the Website (or any part of it) for any commercial purposes or in any manner not permitted by these Terms. You may print materials and information from the Website solely for your personal and informational use as long as all hard copies contain all copyright and other applicable notices contained in such materials and information.

 

Restrictions on access and/or use :

In accessing or using the Website, you agree that you will not -

  • Reproduce, re-distribute, sell, publish, broadcast, or circulate any materials or information contained on the Website to anyone, even if they are in the same company or organization as you;
  • Post materials or information from the Website to newsgroups, mail lists, or bulletin boards;
  • Modify, edit, alter, or enhance any of the materials or information from the Website in any manner;
  • Submit fraudulent, misleading, or otherwise falsified information;
  • Purposely manipulate, change, or otherwise interfere with the functioning of the Website or any of its subparts and/or correlating security measures;
  • Access or use the Website in a manner that in MoneyGuard’s sole discretion could damage, disable, overburden, or impair the Website, or interfere with any other party’s access to and/or use of the Website;
  • Attempt to gain unauthorized access to the Website, or any part of it, or computer systems or networks connected to the Website, or any part of it, through hacking, password mining, or any other means, or interfere or attempt to interfere with the proper working of the Website or any activities conducted on the Website;
  • Exploit the Website for any commercial gain;
  • Upload, download, post, submit, or otherwise distribute or facilitate the distribution of any content on or through the Website that is unlawful, fraudulent, deceptive, false, misleading, untruthful, or inaccurate;
  • Obtain or attempt to obtain any materials or information not intentionally made available through the Website;
  • Use or attempt to use any engine, software, tool, agent, or other device or mechanism (including without limitation browsers, spiders, robots, avatars, or intelligent agents) to navigate or search the Website;
  • Use any robot, spider, scraper, or other automated means to access the Website for any purpose without our express written permission or bypass our robot exclusion headers or other measures we use to prevent or restrict access to the Website.

If MoneyGuard, in its sole discretion, believes that you have engaged in any activities restricted by these Terms or by law, your license to access and/or use the Website terminates automatically without notice to you. In addition, we may take other various actions to protect Company, other users, and other third parties, including:

  • Suspending your access to or use of the Website;
  • Updating inaccurate information you provided us;
  • Refusing to allow you to use the Website in the future;
  • Taking legal action against you; and
  • Holding you liable for the Company’s damages caused by your violation of these terms & conditions or applicable law.

You agree to destroy any printed or downloaded materials or information you obtained from the Website immediately upon termination of your license to access and/or use the Website.

You agree that we, in our sole discretion, may suspend or terminate your access to or use of the Website and remove and discard any content within the Website. You agree that we may terminate your access to or use of the Website under any provision of these Terms without prior notice.

 

Text Message Policy :

By providing your mobile telephone number(s) to us you opt in and agree that Company may communicate with you at such number(s) through SMS text messages, or calls.  Providing your mobile telephone number(s), you represent and warrant that you are the subscriber for the telephone number(s) provided and you possess the phone(s) associated with such numbers.

 

Fees :

MoneyGuard services are chargeable, and you are responsible for any fees that may be applicable for usage of our services. You will be notified of such fees prior to the completion of the transaction. Only if you consent and choose to pay the mentioned fees, shall the transaction processing go ahead.

 

Refunds :

Refunds are governed by the service agreement that will be signed by you for availing of our services. You may or may not be eligible for a refund based on the service agreement terms that are mutually signed at the time to avail of MoneyGuard services.

 

Links to Other Websites :

The Website may from time to time include links to other websites that are not under Company's control. We provide these links for your information and convenience only and do not endorse the content of such linked websites or third parties. MoneyGuard expressly disclaims any responsibility for the content or availability of any linked site or any link contained in a linked site. We may terminate any link or linking program at any time. When you access any of the third-party sites linked to this site, you do so at your own risk.

 

Indemnification :

You agree to indemnify and hold the Company and our subsidiaries, affiliates, officers, directors, agents, and employees, harmless from any claim or demand (including legal expenses and the expenses of other professionals) made by a third party due to or arising out of your breach of this Terms or the documents it incorporates by reference or your violation of any law or the rights of a third party.

 

Disclaimer :

To the maximum extent permitted by applicable law, the Website, including all content, materials and functionality on the Website, are provided “as is” and Company disclaims all warranties of any kind, whether express or implied, including but not limited to any warranties of merchantability, non-infringement of intellectual property, and fitness for any particular purpose. MoneyGuard further does not warrant the accuracy or completeness of the information, text, graphics, links, or other items contained within the materials. The Website may be temporarily unavailable from time to time for maintenance or other reasons. The Company has no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction, or unauthorized access to, or alteration of, the Website. We are not responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers or providers, computer equipment, software, failure of email or other communications on account of technical problems or traffic congestion on the Internet or on the Website, or combination thereof, including injury or damage to you or to any other person’s computer related to or resulting from participating or downloading materials in connection with the Website.

 

LIMITATION OF LIABILITY :

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL WE OR ANY OF ITS AFFILIATES BE LIABLE TO YOU OR TO ANY THIRD PARTY, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE, FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS OR LOST DATA ARISING FROM YOUR USE OF THE WEBSITE, EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN THIS CASE COMPANY’S AND ITS AFFILIATES’ LIABILITY FOR DAMAGES IN CONNAFFILIATES THIS WEBSITE AND THESE TERMS AND CONDITIONS SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY THE LAWS OF THE APPLICABLE.

 

General Terms :

These Terms constitute the entire and exclusive understanding and agreement between MoneyGuard and you regarding the Website, and these Terms supersede and replace any and all prior oral or written understandings or agreements between Company and you regarding the Website. You may not assign or transfer these Terms, by operation of law or otherwise, without Company’s prior written consent. Any attempt by you to assign or transfer these Terms, without such consent, will be null and of no effect. Subject to the foregoing, these Terms will bind and inure to the benefit of the parties, their successors and permitted assigns. Except as expressly set forth in these Terms, the exercise by either party of any of its remedies under these Terms will be without prejudice to its other remedies under these Terms or otherwise.

 

Governing Law :

These Terms shall be governed by and construed in accordance with the laws of India; and you agree, as we do, to submit to the exclusive jurisdiction of the Courts at Surat, Gujarat, India.

 

Contact Us :

For any other information, you can write to us at contact@moneyguardindia.com